Helping Your Insurance Agency...

Gain Revenue and Save Time!

Live within Your Means!

Free to agencies - Means Finance is a payment app to collect multiple partial premium payments throughout the month, allowing customers to easily stay ahead of monthly premium deadlines.

Fewer Lapses = Save Time + More Revenue

Means is. . .

• Quickly and Simply sign up your customers. The process takes about ten minutes

• Allows customers to make weekly or bi-weekly payments on THEIR pay schedules

• Set customers up with one touch scheduled payments using Credit/Debit cards
  right from their phone using text reminders

• Pay by phone, online, or in person

• (Auto-pay and ACH coming soon)

• Text reminders of upcoming and missed payments to avoid cancellation

• Helps your customers stay within their budget!

Call Us Today!
941.270.4614

Missing an auto insurance payment is a thing of the Past!

When your customers use Means, you get paid when they get paid. Significantly reduce customer default on policies saving you the time of having to re-write policies. Customers make auto payments and/or one-time payments when they have the money to pay the policy.

Call Us Today!
941.270.4614

How it Works

Easy to use

• Select the Agency Sign Up button, complete the form and we quickly and easily sign you up as a registered agency.

• Start registering your customers for the Means payment app and pay their first bill and any down payment immediately. Registration is a simple step by step Q&A walk through with the customer. Process takes about 10 minutes!

• Every payday the customer will receive a reminder text and a link to make a partial premium payment.

• Customers can pay in person with cash or credit/debit card or via mobile app using credit/debit card (auto-pay and ACH coming soon). All payments are immediately put into your agency escrow account until you approve a carrier sweep.

Considerably Improve Agency Profitability

• Save significantly on time and labor costs chasing customers that are delinquent or about to be cancelled for non-payment.

• Ask about our fee sharing to help boost agency profitability.

• Agency/Carrier sweeps of the escrow account are set up on a flexible schedule set by the agent to meet their requirements.

Sign Up TODAY!

Easily sign up customers.

Watch the seven easy steps in the customer sign up process!

Complete the inputs and see how much Means can add to your agency bottom line. The more you use Means, the more you earn!

Try the Means Earnings Calculator

F.A.Q.

Once the customer pays through the Means App, where does that money go? 

The premium, together with the agency portion of the convenience fees go directly into the agency’s bank account. The agency transfers the premiums into their escrow account, similar to when they receive cash payments at the office. All money collected and fee splits are done by the card / ACH processor. Means never touches the premium.



When a customer is charged, does the receipt have my agency name on it?

Yes, the payment clearly identifies your agency name. Means is only the convenient payment app and does not appear on the receipt.

Does the customer have to enter their credit/debit or banking info each time?

No, any credit card and banking information will be on file with the payment processor and kept in accordance with PCI compliance. Customer only needs to click on the link to approve the payment.

What if the customer does not click the link or pay the weekly installment?

Using the built in progress bar, the agency will see a list of who is “Falling Behind” and have an opportunity to call the customer before they miss the premium due date.

What if the customer cancels their insurance policy after making some or all of the weekly payments?
If the premium is not yet earned (i.e. canceled prior to the due date), the customer will be entitled to a refund of the premium as governed by the terms of your policy document or your state insurance laws. The convenience fees are non refundable per the Means Terms and Conditions.

Are there any fees to the agency to participate in Means?
No, agency participation in Means is free to the agency. In fact, Means pays you a portion of the convenience fees!

Do you require the agency to participate or have volume requirements?

No, there is no obligation to participate but the more the agency participates, the more convenience fees the agency earns. The agency will also lower their turnover / non payment default of their non standard policies and save on labor costs typically involved in rewriting policies or tracking down delinquent payers.